Senior Full-Stack Software Engineer (Local or Remote) @ Point Digital Finance, Inc. - Palo Alto, CA

Job Overview

10 days ago

Senior Full-Stack Software Engineer (Local or Remote)

Point Digital Finance, Inc. - Palo Alto, CA

***Now open to remote candidates willing to work PST hours***

ROLE OVERVIEW

You will be an integral part of a tight-knit engineering team working to design and implement new features, improve our architecture and take the lead to launch new products.

Our tech stack is anchored by Ruby on Rails, React, and PostgreSQL.

RESPONSIBILITIES

  • Design and engineer the marketplace tech to make shared equity financing a great option for homeowners and investors
  • Collaborate and partner with the design team and product managers to create an engaging and transparent customer experience
  • Build analytics tools to capture and use data to drive risk and pricing algorithms that steer our business
  • Integrate with multiple vendors and data sources; helping build a platform that facilitates investing and dispersing millions of dollars with our homeowners
  • Streamline the equity financing investment process to improve efficiency and accuracy while delivering cash to homeowners fast

ABOUT YOU

  • Quality driven - You are able to work fast and deliver fast, check your work and take pride in shipping quality.
  • Innovative - You take the initiative to find new ways to solve problems. You help the team understand your point of view and advocate for great solutions.
  • Expert - You know a couple of languages cold and learning new technologies is standard fare.
  • Experienced - We don't count years, but you should have some solid work experience under your belt. Expect to hit the ground running.

If you love engineering and are passionate about creating software that makes a meaningful difference to peoples' financial health, you belong at Point!

ABOUT US

Our Product

"Point provides the opportunity to stabilize your financial situation without adding costly monthly payments." - Homeowner in Burlingame, CA

Here at Point, we're helping homeowners unlock the equity in their homes without taking on further debt. With an investment from Point, homeowners can de-leverage and diversify their wealth, freeing them up to invest in their business, renovate and maintain their home, eliminate debt, and tackle all of life's expenses from college tuition to medical bills. Our equity investment product is an advantageous alternative for homeowners and investors alike. When partnering with Point, investors now have access to a brand new asset class - homeowner-occupied residential real estate. Point is the first fintech product that is truly aligned with consumers' interests - when the homeowner does well, Point and its investors do well.

Our Team

People first

As a consumer fintech company, we embed integrity, transparency, and trust into everything we do at Point, including how we work. Whether you're a homeowner, investor, employee, or candidate, it's people who power our business. We keep the human experience top of mind.

Experts at work

We're on a mission to help the 23 million equity-rich, but cash-constrained Americans tap into their home's wealth. To do so, we have experience and expertise in all areas of the business, especially at the helm. Point's leadership have previously founded TrialPay (acquired by Visa), Yub (acquired by Coupons.com), Metails (acquired by Buy.com), SiteAdvisor (acquired by McAfee), Affirm, SendGrid (acquired by Twilio), and TXN (acquired by Envestnet).

Championed by the best

Point announced its $115M Series C led by WestCap in May 2022. To date, we've raised over $170M from leading investors including Andreessen Horowitz, Prudential Financial, DAG Ventures, Ribbit Capital, Greylock, and SV Angel.

PERKS AT POINT

Health Insurance
Point provides platinum-rated plans for medical (Anthem Blue Cross or Kaiser Permanente), dental and vision (The Standard). We cover 99% of employee premiums and 75% of dependent premiums.

Generous Vacation
Take time for yourself and your family when you want - Point has an unlimited vacation policy.

Continued Learning
We encourage all team members to attend events hosted by our investors, external workshops and conferences. We believe in continuous improvement and want to support employees on their professional journeys.

Family Friendly
Point will top off California PFL earnings to full salary for up to eight weeks, as well as two weeks of fully paid leave to be available after exhaustion of CA PFL. An employee can take reasonable vacation time in addition to the California PFL leave. For employees outside CA, Point will top of PFL earnings in accordance with the state applicable leave laws.

Work From Home Stipends
With employees working remotely, Point will provide employees a $50 monthly cell phone stipend and a $50 monthly internet stipend. In addition, we will reimburse up to $150 to help you purchase supplies for your home office.

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